Automated Adverse Action
When a report costs someone the job, the FCRA sets out what you must send and how long you must wait. KRESS sends each notice on that timeline and records that it happened. No notice goes out without your approval.
How it works- What KRESS sends
- A pre-adverse notice with a copy of the report and the summary of rights, then the final notice
- Waiting period
- 5 to 14 days, aligned to state and local rules and set during onboarding
- Who decides
- You do. KRESS never decides whether a record is relevant to the role
- Records
- Every notice, date and delivery, with copies of each letter in a final report
- Cost
- Complimentary with every KRESS account

